There are lots of people who play the credit card game – using it to their benefit and not just their downfall. A lot of people are firm believers in not using credit at all, except for maybe a house or student loans. It is a smart idea to save up cash to buy the … Read more
I’ve written previously about my experiences with credit cards and the like, but one facet of personal finance I have yet to experience is getting a mortgage loan. One thing that bothers me about mortgage loans is that the entire loan is centered around the house you’re buying. Basically you either pay them back, or … Read more
Entrepreneurs, if you’re planning your new business ideas and you’re now at the venture capital stage – you’re probably setting up meetings and planning to wine and dine some potential investors. But did you know you may have an alternative to conventional start-up capital? Instead of trying to repay a bank loan on a monthly … Read more
If you’re a bright-eyed young entrepreneur like me, one of your big dreams is to retire early. No one wants to work hard their entire lives. I’m not counting those people who continue to work part-time after retirement just to have something to do. And you certainly don’t want to retire with nothing but what’s … Read more
Now, I haven’t really watched too many of these home makeover shows – I think the last one I really watched much at all was “Trading Spaces” on TLC where the couples redecorated or renovated their neighbor’s or friend’s houses. However, these types of shows are always a blast. Just yesterday I kept thinking that … Read more
Again, keeping a global perspective on who might be out there reading my blog, I’ve come across a pretty neat UK automotive website, NetCars.co.uk. Their site is pretty comprehensive, including the ability to read reviews on cars, check values, find cars for sale, a place to sell my car, and even a blogs area where … Read more
Here’s the number one problem I think most people have with credit: they’re not responsible (I’m guilty here). You have available to you a line of credit either via credit card or just a bank loan, and you have to keep in mind that money is not really yours. Again, here I’m guilty. You have … Read more